According to the Decision, one article is added as Article 4, stating that: "The State shall reasonably arrange the investment with financial funds and guide the investment with social funds in the transformation of scientific and technological achievements, so as to promote the diversification of funds invested in the transformation of scientific and technological achievements." Meanwhile, the Decision changes Article 23 to be Article 35, which reads that: "The State encourages banking financial institutions to innovate in terms of organization form, management mechanism, financial products and services, and other aspects, and encourages the development of intellectual property pledge loan, equity pledge loan and other loan business, in a bid to provide financial support for the transformation of scientific and technological achievements. The State encourages policy-oriented financial institutions to take measures to increase financial support for the transformation of scientific and technological achievements." In addition, the Decision also revises concrete measures in the transformation process of scientific and technological achievements.